It's my first FiNancy post!!!!! HI Ya'll!!!!!

Dear Crystal Lou,

You said to write this like I was talking to you in a letter so I am doing exactly that, but I am 100 times more nervous writing this than any letter I ever wrote you including the one that Mrs. Townes  found during 10th grade type-writing class that got us both busted for sneaking cigarettes and buying Cold Malt Duck. That stuff was awful, remember? So sweet and sticky and made you feel like you might barf before it settled in your stomach and that nice warm feeling started to tickle your insides and made all the boys at Ransom High look cuter.

Wow, I am so off track.

Anyway, you said to write this blog like I was writing just to you, explaining just to you so here it goes:

Dear Crystal Lou,

I am writing to you to remind both of us that we are dang tired of those smart aleks (or is it Smart Alex? I’m never really sure about that,) talking heads on MSNBC talking about Stocks and bonds and investing and 401Ks and how the little people don’t have any money saved and we aren’t even going to have medicare when the time comes, even though we have been paying into it for like, forever, and how Momma and Daddy are getting calls about the reverse mortgage, which seems like a bad deal but I’m not sure exactly why.

We are admitting (like we are on Doctor Phil or something) that we really don’t know what any of the stock market talk is about but we know some people are getting richer and we are just paying more taxes and it seems like everyone is talking a foreign language all the time. We are tired of people acting like we are stupid.

I wanted to go down to that Edward Jones office and just open up a little account cause it has to be better than my savings account, but I was terrified that the agent, who I think is Jamie Sears (and didn’t you go steady with his Daddy for a New York minute?) but he is so cute, and so young and I’m embarrassed to sit there and give him my money without knowing what he’s doing with it.

I’d hand over my Visa for him to detail my car though, ha ha ha I know, crazy middle aged woman, Hot Flash! Hot Flash! phew, I have a lot of energy today!

So anyway, the bottom line is that you and I have got to take control of our money and get in the stock market, somehow some way.

I know we are probably too old to become millionaires unless we hit the lottery, and there is no way I am giving that up so don’t even try, but maybe we could save a little and not have to worry so much down the line. I figure we are going to be working doing something we might as well figure this out.